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September 08, 2026

Will A Home Security System Lower Insurance Rates In Minneapolis?

You bet! Many insurance companies offer discounts for home security systems in Minneapolis, typically ranging from 5-20% depending on serveral variables. Savings can differ significantly based on the carrier, your location, and the kind of system you select. Discover how to maximize your savings while giving your loved ones exceptional protection

Why Do Insurance Companies Offer Home Security Discounts?

Security systems reduce the risk of theft, which means the chance of your insurer paying a claim are reduced. If you have monitored smoke detectors, CO sensors, and water sensors linked to your alarm system, the chance of damage from fires and flooding is lowered as well. You’re assisting the insurer by lowering their risk of paying. Because of this, they’re pleased to provide a premium discount.

What Minneapolis Home Security Systems Earn You The Largest Discount?

It makes sense that you want the biggest discount possible. Here’s how to do it:

  • Choose professional monitoring. A monitored system is best for your household, and it’s generally required by insurance providers to qualify for a discount. Enjoy the peace of mind you deserve and save money to boot.

  • Include monitored safety equipment. You’ll likely enjoy even more savings by lowering the risk of damage from CO leaks, fires, and flooding. Getting your smoke alarms, water sensors, and carbon monoxide detectors professionally monitored also supplies your family an invaluable backup during emergency situations.

  • Choose a comprehensive system. Choosing a multi-layered defense with door and window sensors, indoor and outdoor cameras, smart locks, motion sensors, and more, will be viewed favorably by the insurance company and likely bring more savings.

Adding a surveillance device alone won’t instantly get you a discount. Keep in mind that your system should be professionally monitored. 

How To Get Your Home Security Insurance Discount In Minneapolis

The first step to reducing your premiums is to reach out to the insurer once you’ve installed your alarm system. They will likely want to check proof such as a professional monitoring certificate or a monitoring agreement. Leading home security firms like ADT have experience with insurers and can assist with the necessary paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

Choose the best protection for your property and take advantage of an insurance discount with an ADT home security system in Minneapolis. Backed by the largest monitoring network in the nation, ADT offers the best in 24/7 professional monitoring. You’ll also appreciate full-featured systems with video surveillance, smart locks, safety alarms, and more.

How Much Could You Save? Design Your New ADT System In Minneapolis Today

The greatest advantage of ADT home security systems is the superior protection they offer your Minneapolis family. Getting discounts on your home insurance is an added bonus. Customize your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (612) 314-0605 or fill out our form below.

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